13 Loans

in CHF thousands	31.12.2017	31.12.2016	+/– %
Mortgage loans	10'555'234	9'986'137	5.7
Public institutions	86'899	82'441	5.4
Fixed advances and loans	1'319'616	1'314'918	0.4
Other loans and advances	199'661	262'378	−23.9
Credit loss (expense) / recovery	−77'445	−106'999	−27.6
Total loans	12'083'966	11'538'876	4.7

Allowances and provisions for credit losses
in CHF thousands	Mortgage loans	Other loans	Total
As at 1 January 2016	31'137	80'811	111'948
Write-offs	−383	−7'138	−7'521
Recoveries and doubtful interest income	756	722	1'478
Increase in loss allowances recognised in the income statement	10'322	9'198	19'520
Decrease in loss allowances recognised in the income statement	−10'476	−8'055	−18'531
Foreign currency translation and other adjustments	−1'507	1'612	105
As at 31 December 2016	29'849	77'150	106'999

As at 1 January 2017	29'849	77'150	106'999
Write-offs	−2'903	−15'397	−18'300
Recoveries and doubtful interest income	173	139	312
Increase in loss allowances recognised in the income statement	9'871	5'229	15'100
Decrease in loss allowances recognised in the income statement	−9'235	−12'078	−21'313
Foreign currency translation and other adjustments	4'150	−9'504	−5'353
As at 31 December 2017	31'906	45'539	77'445