Consolidated statement of cash flows

Interest received (excluding financial investments)

Interest received from financial investments at fair value

Dividends received from financial investments at fair value

Interest paid

Fees and commission received

Fees and commission paid

Trading income

Other income

Payments for personnel, general and administrative expenses

Other expenses

Income tax paid

Cash flow from operating activities, before changes in operating assets and liabilities

Net due from / to banks

Trading portfolio assets including net replacement values

Loans / due to customers

Other assets

Other liabilities

Changes in operating assets and liabilities

Net cash flow from / (used in) operating activities

Purchase of property and equipment

Disposal of property and equipment

Disposal of investment property

Purchase of other intangible assets

Disposal of other intangible assets

Purchase of financial investments at fair value

Disposal of financial investments at fair value

Net cash flow from / (used in) investing activities

Disposal of treasury shares

Dividends paid

Dividends paid to non-controlling interests

Increase in non-controlling interests

Issuance of debt

Repayment of debt

Net cash flow from / (used in) financing activities

Effects of foreign currency translation

Net increase / (decrease) in cash and cash equivalents

Cash and cash equivalents at beginning of the period

Cash and cash equivalents at end of the period

Cash and balances with central banks

Due from banks (due daily)

Total cash and cash equivalents