Income statement
Download |
in CHF thousands |
Note |
2016 |
2015 |
+/– % |
||||||
---|---|---|---|---|---|---|---|---|---|---|
|
||||||||||
Interest income |
|
110'793 |
114'127 |
–2.9 |
||||||
of which from fixed-interest securities |
|
11'494 |
12'388 |
–7.2 |
||||||
of which from trading transactions |
|
29 |
44 |
–34.4 |
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Interest expenses |
|
–22'537 |
–25'350 |
–11.1 |
||||||
Net interest income |
|
88'256 |
88'776 |
–0.6 |
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Shares and other non-fixed-interest securities |
|
1 |
3 |
–52.4 |
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of which from trading transactions |
|
1 |
3 |
–52.4 |
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Participations and associated companies |
|
0 |
15'987 |
–100.0 |
||||||
Income from securities |
|
1 |
15'990 |
–100.0 |
||||||
Credit-related commissions and fees |
|
357 |
392 |
–8.9 |
||||||
Commissions from securities and investment business |
|
106'240 |
109'735 |
–3.2 |
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Other commission and fee income |
|
21'384 |
23'640 |
–9.5 |
||||||
Commission and fee expenses |
|
–44'011 |
–40'725 |
8.1 |
||||||
Net commission and fee income |
|
83'970 |
93'043 |
–9.8 |
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Income from financial transactions |
|
38'459 |
15'328 |
150.9 |
||||||
of which from trading business |
33'809 |
35'603 |
–5.0 |
|||||||
Income from real estate holdings |
|
1'212 |
1'270 |
–4.6 |
||||||
Sundry ordinary income |
|
22'137 |
16'329 |
35.6 |
||||||
Other ordinary income |
|
23'349 |
17'600 |
32.7 |
||||||
Total operating income |
|
234'036 |
230'736 |
1.4 |
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|
|
|
|
|
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Personnel expenses |
–93'901 |
–80'257 |
17.0 |
|||||||
Administrative expenses |
–38'668 |
–37'965 |
1.9 |
|||||||
Total operating expenses |
|
–132'569 |
–118'222 |
12.1 |
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|
|
|
|
|
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Gross operating profit |
|
101'467 |
112'515 |
–9.8 |
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|
|
|
|
|
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Depreciation on intangible assets and fixed assets |
|
–19'706 |
–24'332 |
–19.0 |
||||||
Sundry ordinary expenses |
–29'715 |
–34'668 |
–14.3 |
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Allowances on claims and allocations to provisions for contingent liabilities and lending risks |
–8'648 |
–9'634 |
–10.2 |
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Earnings from the release of allowances on claims and of provisions for contingent liabilities and lending risks |
7'374 |
3'384 |
117.9 |
|||||||
Write-downs on participations, shares in associated companies and securities treated as long-term investments |
|
0 |
–3'493 |
–100.0 |
||||||
Earnings from write-ups on participations, shares in associated companies and securities treated as long-term investments |
|
4'279 |
0 |
|
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|
|
|
|
|
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Result from normal business operations |
|
55'051 |
43'771 |
25.8 |
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|
|
|
|
|
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Income taxes |
|
–5'323 |
1'277 |
|
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Other taxes |
|
301 |
2'525 |
–88.1 |
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Releases / (Additions) to provisions for general banking risks |
|
0 |
30'000 |
–100.0 |
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|
|
|
|
|
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Profit for the year* |
|
50'028 |
77'573 |
–35.5 |